美国总统奥巴马定于星期三正式宣布改革美国金融监管体系的计划，这将是几十年以来最彻底的改革方案，尽管他此前已经在一些采访中论述了其中部分计划。美国经济高官说，监管失败是金融崩溃的一个主要原因。
为了防止类似的事情再次发生，奥巴马将提议赋予美国的中央银行，也就是联邦储备委员会更大的权力来监督大银行和金融机构，因为这些银行和金融机构一旦崩溃，将拖累美国经济。一个政府监管委员会还将负责监督整个金融体系的各种风险。
根据奥巴马的建议，政府将被给予更大的权力，接管要倒闭的金融机构，进行重组，向其他机构出售他们的资产。在过去，华盛顿别无选择，只能拿出巨资拯救濒临破产的大金融机构。
U.S. President Barack Obama will formally unveil plans for the largest overhaul of the U.S. financial regulatory system in decades on Wednesday, though he has already described some of the plans in interviews. Top U.S. economic officials say regulatory failures played a key role in the financial meltdown.
To keep that from happening again, Mr. Obama suggests giving the U.S. central bank (the Federal Reserve) greater powers to supervise banks and financial institutions large enough to damage the economy if they were to collapse. A council of regulators would also monitor all kinds of risks across the financial system.
Under his proposals, the government would get expanded powers to take over large, failing financial institutions, reorganize them and sell their assets to other firms. Without these powers, Washington has had no choice but to bail out huge financial firms on the verge of collapse.