一份美国报纸说,联邦政府准备对至少12家大型金融机构提出起诉。原因是这些机构就在2008年发生的金融危机中发挥很大作用的房贷支持证券的质量给投资人提供虚假信息。

《纽约时报》报导说,美国联邦住房金融局的起诉对象有美国银行、摩根大通、高盛等金融机构。这些银行在房地产泡沫期间把各种房贷证券捆绑在一起出售给投资者,包括政府支持的房贷公司房利美和房贷美。

这家报纸说,美国联邦住房金融局的看法是,这些金融机构没有提供有关房主收入被故意夸大或作假的证据。当这些房主无力支付月供的时候,这些房贷证券也就没有价值了。

房利美和房贷美在有关证券上共损失300多亿美元。纽约时报说,联邦住房金融局在争取让银行赔偿这些损失。

A U.S. newspaper says the federal government is set to file lawsuits against more than 12 massive financial institutions for misrepresenting the quality of mortgage-backed securities that played a role in the 2008 financial crisis.

The New York Times says the Federal Housing Finance Agency is taking action against Bank of America, JPMorgan Chase and Goldman Sachs and others. 

The banks bundled mortgages and sold them to investors, including government-backed mortgage companies Fannie Mae and Freddie Mac during the housing bubble.

The Times says the FHFA will argue the banks missed evidence the homeowners’ incomes were inflated or falsified. When those homeowners’ were unable to pay their mortgages, the securities lost value. 

Fannie Mae and Freddie Mac lost more than $30 billion combined on the securities. The Times reports the FHFA is seeking repayment from the banks for those losses.